Online Banking May Not Be That Safe

by Irene Miller

Online banking is making everybody’s lives easier and more convenient these days. There is no need for long lines, no need for carrying huge wads of bills, and no need to pay over the counter. Online banking allows the customer to transact business from his home. However, like with other new technological advantages, there are some negative ways in which online banking may backfire. Like the common cold, computer virus are evolving and being developed by evil hackers, who wants to “steal” information such as credit account numbers in order to steal the customers’ hard-earned money as well.

Recently, one Trojan virus has been making the rounds in a number of online banking companies. The Clamp virus works by infecting a user’s computer, and lying dormant for hours or days, until a user visits a banking site, a credit card website, or any financial online company or institution. The Clamp virus will then steal the user’s pertinent information such as log in names, and passwords, and then sends it back to the hacker’s main website. Once the information was retrieved, these hackers will then use the information to steal, hack and commit fraud in a number of companies – all basically happening online.

To prevent this from happening, there are number of ways which the customers of online banking can do to prevent computer hacking and identity theft. First it is important to keep the computer software’s antivirus system up-to-date. A regularly updated antivirus software keeps track of new virus definitions that crop up everyday, and blocks it from the entering the computer. When visiting new websites, do not click on suspicious links or pop-up ads, as some of them could contain malware, install it on the computer and phish information from your computer’s hard drive. As much as possible, do not store private information such as Social Security number, credit account number, passwords, and the like in your computer, so that Phishers won’t be able to get anything. Always scan attachment files sent thru email – you never know whether a virus is lurking inside those files, even without the knowledge of the email sender.

For better security and protection from hackers, there is an available a cyberdefender free trial online. Try using the cyberdefender free download and see what a difference it makes in keep the computer safe and away from viruses. Although the website offers a myriad of opportunities to do business, meet people and even make money, always keep in the mind the dangers lurking on the Internet highway.

Irene Miller is a teacher. She loves words and plays with them.

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One comment on “Online Banking May Not Be That Safe

  1. It really is important to protect yourself. About a year ago I was checking my bank accounts online when I noticed a strange charge to my checking account. It was a small charge for a Redbox rental that I didn’t remember. I thought it was strange, but didn’t do any more about right then. A few hours later I checked again and there were several additional charges now amounting to hundreds of dollars, and they were made in cities far away from where I was. Someone had stolen my debit card number an was trying to get all the money they could from my account before I caught them. Thankfully, I did catch them fairly quickly and was able to stop them. Later, the bank reimbursed my money. It could have been much worse than it was. So, protect yourselves.

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